The thought of the bailiffs banging on your door can be a distressing thought. But coming face to face with them on your doorstep, demanding your precious belongings is a terrifying experience.
It is vital that you avoid this situation at all cost, especially if you have young children in the house.This can be a frightening memory for them. It is important to stay calm and focused. Under no circumstances allow them to cross the threshold of your property.They have no right to enter your home, but, do be extra cautious during this period. Although warning should be given before a visit to your home, reports of deceitful methods of entry have been brought to our attention.
Mature ladies, donning hairnets with toothy grins, demanding the use of a toilet, was just one example of under-handed tactics the debt collectors were prepared to use. They just look like friendly folk in need of ‘something’ – yes, your belongings. These visits may be rare but you must be on your guard. If you leave you back door open they could walk straight on in.
A bailiff is an individual representing a creditor (someone you owe money to). They are authorized to collect a debt on their behalf:
Bailiffs are used to collect a variety of debts – i.e.: County Court judgments, overdue Council tax, court fines, unpaid rent and maintenance to the Child Support Agency. Although Bailiffs have different roles and powers they all have to adhere to the rules when attempting to collect debts.
Any individual can take on the role of a Bailiff providing they have the legal authority from the creditor to recover the debt. The majority of reputable firms generally use only certified Bailiffs.
